How the SECURE Act 2020 Affects You
The SECURE Act (The Setting Every Community Up for Retirement Enhancement) was signed by the President on December 20th with a January 1, 2020 effective date. This Act was part of the Spending Bill and significantly affects IRA planning.
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Jesus and Taxes (Ways to Pay Less)
You may recall the story of Jesus being confronted by the Pharisees about whether or not to pay taxes to Caesar. This was not the first attempt to trap Jesus in his teachings. His response was surprising and enlightening. (And if you keep reading, you might find new...
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Self-Awareness and Money
I hope your fall season is going well and that you’re enjoying the cooler weather. Our newsletter topic this month might seem peculiar. What does money have to do with self-awareness, and self-awareness have to do with money? Quite a bit I’d say. A Case Made “Without...
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Rivertree Celebrates 10 Years!
We often hear of celebrating milestones: victories, championships, new beginnings, births, etc. But I generally don’t associate milestones with defeats, losses, deaths, and other unfortunate events. Listen to what Tim Fortner says: “A ‘milestone’ comes from the use in...
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The Perils of Do-It-Yourself IRA Transactions
I hope your summer months wrapped up well. For many of you, kids are now back in school and a routine is gladly welcomed. For others, this time of year may be business as usual. But may I share with you an observation I’ve had throughout my career? August and...
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Financial Planning – Outside the Lines
Are you tired of taking sides? Tired of having to choose one over another? Simply tired of making so many decisions every day? Well, I’m not surprised given that some studies estimate the average person makes 35,000 decisions a day. I feel exhausted just thinking...
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A Counterintuitive Freedom
I hope you are having a good summer. I always enjoy the 4th of July holiday. I anticipate good food, good fellowship, and of course, some fireworks! Before I continue, I’d like to pause and thank those who have served and fought for our country’s freedom. From the...
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When Things Don’t Go as Planned
Ever had a plan not go as expected? Yeah, me too. In fact, my family and I are living this reality right now. After twelve years of being in the same house, we decided for several reasons that it was time to make a move. So, last fall we starting taking steps to get...
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Finding a Financial Mentor
I was challenged this morning by a pastor and friend who spoke to a group of fathers. The question initially posed was this: “What do I most need today in regards to decisions?” Answer: “Someone ahead of me, and someone behind me.” In other words, we were challenged...
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Living a “Just In Case” Retirement
Very recently a couple of us from the office attended a retirement income planning seminar. The seminar was titled, “Don’t Live a Just in Case Retirement.” Tom Hegna, an internationally renowned expert on retirement planning, was the presenter. The seminar concepts...
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