“Rising to the challenge. Taking control of your money.”

Most financial planning companies look for clients who fit the traditional investor life cycle: growth, stability, and distribution. Growth is the period clients invest aggressively for retirement. Stability is the time they move toward more conservative investments because they are closer to retirement. Distribution is when they finally retire, and their investments become the source of their income.

But due to rising education costs and other factors, millions are entering the workforce with hundreds of thousands of dollars of debt. Others have zero debt but are still living from paycheck to paycheck. Both of these groups have one thing in common: They have no idea how to create a budget and stick to it.

For both groups, the traditional investor life cycle simply doesn’t fit. Today, advisors must lay a foundation of debt elimination and cash flow planning (budgeting) before clients are ready to invest. As a blogger recently observed, the financial planning industry has overlooked a critical stage in the investor cycle: recovery. We’ve put together a package that addresses this need in our industry.

Is This For Me?

Emerge is designed to help anyone overwhelmed by finances accomplish their goals through education, support, and empowerment. At the end of our program, you will be confident in your ability to take control of your money once and for all.

For three months or one year, we’ll walk with you and help you recover so that you can quickly enter the growth phase as someone who is financially healthy and confident. We’ll teach you fundamental and time proven methods that will soon have you on the path to financial freedom.

The Program

We offer a three month or one year option. Our three-month program includes:

  1. 4 Private Meetings (1 hour each): We’ll meet four times in the first three months.
  • Meeting One: This is our fact-finding meeting. We gather information and explain our services. This session is complimentary, and you’re free to walk away if you’re not ready to move forward.
  • Meeting Two, Three, and Four: We will analyze spending habits, set goals, create your budget for the upcoming month, review how last month went, and much more.

2. Risk Analysis: We will assess your financial risks to ensure you have the protection you need to keep you out of debt.

Our one-year program includes:

  1. 12 Months of Coaching: Call or email your advisor with any questions or issues you may have. He’ll respond within one business day.
  2. 6 Private Meetings (1 hr each): We’ll meet four times in the first three months, once at the sixth-month mark and once at the end of the program.
  • Meeting One: This is our fact-finding meeting. We gather information and explain our services. This session is complimentary, and you’re free to walk away if you’re not ready to move forward.
  • Meeting Two, Three, and Four: We will analyze spending habits, set goals, create your budget for the upcoming month, review how last month went, and much more.
  • Meeting Five: This is a six-month review meeting. It is a time of encouragement as well as ongoing education. At this point, you’ve learned a lot about yourself and money. It also gives us an opportunity to reflect, celebrate the victories, and learn from the mistakes.
  • Meeting Six: This is our final meeting. By now you are ready for total independence and have mastered the art of budgeting. Mastering isn’t the same as perfection, but you should have complete confidence in your ability to take full control of your finances.

3. Risk Analysis: We will assess your financial risks to ensure you have the protection you need to keep you out of debt.

Pricing

Our first meeting is complimentary. We use this session to gather information. Our program isn’t cookie cutter. It’s tailored to meet the needs of your particular situation. It also gives you an opportunity to ask questions and decide whether or not you’d like to move forward. If you choose to enter the program, our prices are as follows:

  • Three-Month Program: $300 (one time)
  • One-Year Program: $500 (one time)
  • One-Year Program with monthly payment: $300 (one time) and $25/month for nine months*

*You can cancel anytime after the first three months.